Terms and Conditions

Last Updated: 1/1/2024

Welcome to the Kinetic Conversions, LLC website (“Site”). These Terms and Conditions (“Terms”) govern your access to and use of our Site and services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

1. About Us

Kinetic Conversions, LLC (“Company,” “we,” “us,” or “our”) operates a cooperative network of real estate and home loan-related websites. While we design, host, and manage these websites for our clients—licensed service providers (“Kinetic Conversions Clients”)—we are not bankers, lenders, or financial institutions. Our role is limited to connecting consumers (“you”) with service providers for informational and marketing purposes.

2. No Financial Services

  • We do not provide financial advice, applications for credit, or loan pre-qualification services.
  • Submission of information through our Site is not a loan application.
  • Any offers, terms, or agreements are solely between you and the service provider.
  • We do not charge you for submitting loan requests or for connecting with lenders; however, lenders may impose fees for their services.

3. Privacy Policy

We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy, which explains how we collect, use, and share your data. By using the Site, you consent to data practices outlined in the Privacy Policy.

4. Eligibility

  • The Site is intended for users 18 years or older. By using the Site, you confirm you meet this requirement.
  • Users under 13 years of age are prohibited from accessing the Site, per the U.S. Children’s Online Privacy Protection Act (COPPA).

5. User Obligations

By accessing the Site, you agree to:

  • Provide accurate, complete, and current information.
  • Use the Site solely for personal, non-commercial purposes.
  • Avoid activities that disrupt the Site or violate applicable laws, including but not limited to:
    • Unauthorized access or use of Site data.
    • Automated data scraping or mining.
    • Harassment, abuse, or harm to others.

6. Data Collection and Use

  • The information you provide is shared only with the specific service provider(s) to whom the Site is assigned.
  • We do not sell your personal information to third parties. However, service providers may use your information per their privacy policies.
  • You have the right to request access, deletion, or restriction of your personal data as outlined in applicable privacy laws, such as the California Consumer Privacy Act (CCPA).

7. Intellectual Property

  • All content on the Site, including text, graphics, logos, and software, is our proprietary property or licensed to us and protected under copyright and trademark laws.
  • You are granted a limited license to access the Site for personal, non-commercial use. Any unauthorized reproduction, distribution, or commercial use is prohibited.

8. Advertiser Responsibility

  • Advertisements displayed on the Site are the sole responsibility of the advertisers.
  • We do not endorse or guarantee the accuracy of any advertised products or services.

9. Disclaimer of Warranties

The Site is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

  • Accuracy or completeness of content.
  • Uninterrupted or error-free functionality.
  • Fitness for a particular purpose.

10. Limitation of Liability

In no event shall we, our affiliates, or our employees be liable for:

  • Indirect, incidental, or consequential damages arising from your use of the Site.
  • Any errors, delays, or interruptions in service.
  • Our total liability for any claim shall not exceed $50 or the amount paid by you to us in the six months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Kinetic Conversions, LLC and its affiliates against claims, liabilities, or expenses arising from:

  • Your violation of these Terms.
  • Your misuse of the Site or its content.
  • Third-party rights infringement caused by your actions.

12. Dispute Resolution

  • Governing Law: These Terms are governed by the laws of New York, excluding its conflict of laws principles.
  • Venue: Any disputes shall be resolved in the state or federal courts located in Nassau County, New York.
  • Limitation: Claims must be filed within one (1) year of the cause of action.

13. Modifications to the Site and Terms

  • We may update or discontinue any part of the Site at any time without notice.
  • Changes to these Terms will be posted with a revised “Last Updated” date. Your continued use signifies acceptance of these changes.

14. Termination

We reserve the right to suspend or terminate access to the Site for any violation of these Terms without prior notice. Upon termination, your rights to use the Site cease immediately.

15. Contact Information

For questions, concerns, or disputes, contact us at:

Kinetic Conversions, LLC
70 E Old Country Rd,
Hicksville, NY 11801
Email: [email protected]

Kinetic Conversions